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Your total cost to proceed in a legal matter clearly is an important factor in deciding who, if anyone, will represent your legal interests. Your total cost is divided into two major areas: (1) the lawyer's fee; and (2) out-of-pocket costs sent on your behalf. Attorneys charge in different ways which include: (a) By the hour; (b) A contingency fee so that you only pay the fee if you win; (c) A flat fee that is predetermined; or (d) A sliding Fee based on your ability to pay (i.e. your income). So, consider all these factors in determining if you want to move ahead with legal proceedings regarding bankruptcy lawyer in new jersey or any other legal matter. Weigh all of this in determining if you want legal representation and, whom before you enter into litigation regarding bankruptcy lawyer in new jersey or any other legal matter. Alternatives, or not, be investigative and thoughtful in your decision.